This is the start of quite a few giveaways so if it’s not your thang, just scroll on by! If it is, this is a great one! We’ve applied many of his teachings and working our way through debt!
If you haven’t already heard, my giveaways have been refreshed, meaning, there will only be one comment entry to enter each giveaway. No more, no less, giving everyone a fair shot. While I’d love for you to share my giveaways through social networks like twitter and facebook, it will no longer be an optional entry method.
WHAT YOU GET:
- Dave’s all-inclusive Money Resource Book with worksheets.
- 13 Audio Lessons covering everything from getting out of debt, buying a home, saving for college, and more.
- Dave’s Starter Envelope System
This is a $65 value and a great way to get your finances in order!
HOW TO ENTER:
Leave a comment on this post telling me your most difficult financial struggle is.
Only one comment per person, per email, per giveaway. Winner will be notified by email and will have the option to share a photograph of themselves with their prize for our Winner Wall. This giveaway ends on September 18th, at about 10pm CST. Good luck!
More on the products:
Our biggest financial struggle right now is, saving to buy a house!!!
student loans.
saving to prepare for 3 kids to go to college and our own retirement!
3 kids in private school
Saving for retirement
Our biggest struggle is saving enough for an emergency fund.
Mu biggest struggle is not making impulse buys!
That’s a tough one that I struggle with to Angela!! SELF CONTROL!!!!! lol ;)
Our biggest struggle is owning our own business, and never knowing what our weekly income will be. It’s REALLY hard!
Thanks so much for the generous giveaway, Lori! :) Have a WONDERFUL day! (And I love your pic with Truett! How sweet!!!)
finding extra money to stash away in savings!
Biggest struggle: staying on a BUDGET!!!
Our biggest struggle is to stay on some kind of budget. Husband lost his job and we have more bills than we have money coming in. Trying to cut where we can. This is a work in progress.
Our biggest struggle was my husband’s tendency to NOT turn in his business expense reports and he would just let the receipts just pile up and then we had to just keep paying the credit card bills without getting reimbursements. We were basically financing his employer. Interest was piling up and the balance was growing.
Getting my husband to sit down with me and go through bills.
My biggest struggle is the un-ordinary things that keep popping up that I haven’t budgeted for. Things like school pictures, band t-shirts, the dog getting sick, and the air conditioner in the house breaking.
Our biggest struggle is everytime we save a little money, something happens and we have to deplete our savings. It’s like we can’t ever get ahead sometimes.
We are nearing retirement and already struggling to make ends meet each month…what will the future look like for us if we don’t get our finances settled?
Our biggest struggle is saving money. We tend to just “go pick up some dinner” because we’re so busy and it’s so much easier. :(
My biggest struggle is being a single parent with one son in college, trying to save for retirement, and curbing my spending!
My biggest struggle right now is just to save money. Something comes up and we have to use credit cards and any money saved to pay for it. I would like to save enough to pay for family vacation and a month or 2 of bills.
laid off a year ago, still no job; with substantial credit card debt and almost no savings left.
Biggest financial struggle is trying to help with our childrens’ college tuition.
Our biggest financial struggle is trying to buy a house. We can afford a mortgage, but we have credit dings that we need to pay off… which = more bills! So frustrating!!!
my biggest struggle right now is helping my daughter who is just recently divorced. she needs help with managing her finances. would love to get her started with Dave Ramsey!!
My biggest struggle is trying to get my husband on the same page!
Our biggest financial struggle is my student loan.
MY BIGGEST STRUGGLE IS LOSING WEIGHT !!!!
My financial struggle is to know when to not pick up the five dollar items at the store, please help!
Paying the house payment while my husband is in between jobs! :/
Saving for a new home!
We would like to finish our basement so that our 2 kids are not sharing a room. Saving the cash so we don’t have to take out a loan can seem so trying sometimes. We are trying to do it & I know tge Dave Ramsey program would help tremendously!
Our biggest struggle right now is determining our next step. We’re working to pay off debts, but I stay at home with the kids and my husband is the only one earning money so we’re also determining how much we want to have in the bank for an emergency fund. Thanks for offering the giveaway!
student loans :(
Medical bills
my biggest struggle is my daughters student loans i dont want her to be stuck with them after school so i am trying to help pay them
getting out of debt
a mortgage that is much more than the house is worth and daycare. makes it tough to save
Right now the biggest struggle is having enough work to pay the bills.
Financially we are OK but no reserve or savings. I am on Disability and Husband retired. But dread car breakdowns, house repairs, anything out of ordinary. We rely on Credit Card advances to meet those needs!
my biggest struggle is not buying on impulse
Right now our struggle is in trying to buy gas for the car. :(
Thanks for the giveaway… paying down credit card / student loan debt.
Our biggest struggle is paying for 2 of our kid’s college right now. Thanks so much for the fantastic giveaway!
Reneewalters3@yahoo.com
My biggest struggle is I went back to school which meant quitting my full-tume job and living of my part-time job while accumulating student loan debt. Ugh!
Our biggest struggle is medical bills- I feel like they are burying us alive.
Our buggest struggle is doing the right thing and paying off our house that we, as well as everyone else in the USA, owe way more than its worth.
our financial struggle is making enough money
Gas, and groceries are getting so high, they are a constant struggle.
My biggest financial struggle is (still) paying back my student loans. Ooph.
Everything has increased in price by so much I have to be so much more careful with my budget.
Saving for retirement and vacations!
I’m having struggles to establish an emergency fund. It seems like every week there is another repair that has to be made and it has to come out of the paycheck.
Saving for retirement.
My biggest struggles are making sure we will have enough money in retirement.
Our biggest financial struggle is coming together to save
My biggest struggle is actually getting the money to have a savings and make all bill payments.
The price of scallops.
getting out of debt and saving
Saving for retirement
My most difficult financial struggle is wondering where the next meal will come from
Our biggest financial struggle is getting on a budget and sticking to it. It seems easy in theory but so hard for us!!
bergiejrfhe at yahoo dot com
Our biggest financial struggle is just making it day to day. We are a one income household, our bills are racking up, credit card debt is ridiculous and we have a car sitting in the driveway that does not work – it has been sitting their for 6+ months and we are still making car payments and insurance payments. :(
Our biggest financial struggle is having any kind of savings for emergencies and getting out of credit card debt.
Trying to have a savings when you have to live off it.
Paying off student loans. Thanks!
My most difficult financial struggle is meeting daily expenses.
I always spend past my budget!!!!!
Clearing my debt is my biggest financial struggle.
It is all astruggle.
Our most difficult struggle is getting rid of credit card debt and having a savings.
Paying off credit cards!
Paying off my student loans
Mine is wanting a career change and not knowing what to do. Also I struggle to save more money.